Problem And Difficulties Being Face By Banks As A Result Of Bank Failure With Specific Reference To Banks
Complete Problem And Difficulties Being Face By Banks As A Result Of Bank Failure With Specific Reference To Banks Project Materials (Chapters 1 to 5):
The aim of writing this project is to explain the problem and difficulties being face by banks as a result of bank failure with specific reference to banks.
To achieve this aim the research work has been classified under five chapters.
The first chapter deals with the introduction statement of problems, objectives of the study, purpose of study, significance of the study delimitation and limitation of the study.
The second chapter, deals with the literature review or review of literatures/related.
The third chapter deals with the bad debt in banks.
The fourth chapter deals with statistical analysis of data and discussion of the result.
The last chapter deals with recommendations and conclusion.
TITLE PAGE
APPROVAL PAGE
DEDICATION
ACKNOWLEDGEMENT
ABSTRACT
TABLE OF CONTENT
CHAPTER ONE
INTRODUCTION
1.1 Background of the study
1.2 Statement of the problem
1.3 Purpose of the study
1.4 Objectives of the study
1.5 Limitation of the study
CHAPTER TWO
REVIEW OF RELATED LITERATURE
CHAPTER THREE
RESEARCH DESIGN AND METHODOLOGY
3.1 Sources of data (secondary source only)
3.2 Location of data
3.3 Method of data collection (literature work only)
CHAPTER FOUR
FINDINGS
CHAPTER FIVE
RECOMMENDATIONS AND CONCLUSION
INTRODUCTION
The term bank means a place where money and valuable are kept for safety. So bank failure means the inability of the bank to meet its statutory obligation.
The financial sector of any economy plays an important role in promoting and supporting economic growth and development. When the financial sectors in distress it cannot perform this role effectively.
Modern commercial banking business commenced in Nigeria at about 1992. At that time, it was solely a business for the foreigners.
Even at independence in 1960, about 80% of Nigeria banking business remained in the hand of foreigners.
The skews in the ownership structure in fall our of foreigners was probably responsible for the observed lack of access to bank credits by indigenous during the period.
To redress this situation and meet the financial requirements of Nigeria business, some indigenous banks commenced operation in the late 1920 and 1930 at that time the banking business was virtually unregulated those new indigenous commercial and merchant bank were later to be faced with problem of under capitalization in experienced management hostile and unfair competition from foreign bank.
The British Colonial authorities suddenly saw the need to regulate banking business in Nigeria and therefore commissioned Mr. G.D. Pation in 1948 to study and determine the need for banking regulation in Nigeria, following patlon’s recommendations, the bank ordinance of 1958 was enacted the implementation of which led to the failure of about 16 indigenous banks.
By 1954, 21 of the 25 indigenous banks operating in the country collapsed of the remaining four only two are still operating in Nigeria today.
This become a source of worry to the public, manageress and regulatory bodies like Central Bank of Nigeria (CBN) and Nigeria Deposit Insurance Corporation (NDIC).
This study however, intends to sue Cobi bank as a case study, it is hoped that the end of the study, the causes and lost of bank failure and suggestion offered to deal with the problem.
1.1 BACKGROUND OF THE STUDY
The term bank means a place where money and valuable are kept for safety. Therefore, following this bank important role in an economic is failure constituting a problem to me hence the resolution to embark on this research study.
This study however, intends to use bank as a case study. It is hoped that at the end of the study the cause and cause and cases of bank failure in the modern economy will be know better and suggestion offered to deal with the problem.
1.2 STATEMENT OF THE PROBLEM
This research work intends to assess the major causes of bank failure in Nigeria and also proper possible solutions to those problems.
1.3 PURPOSE OF THE STUDY
The purpose of this research work is to meet the requirement as a pre-requisite for the award of national diploma (ND) in banking and finance.
1.4 OBJECTIVE OF THE STUDY
(i) To identify the major causes of bank failure in Nigeria.
(ii) To describe implications of the bank failure to the economy.
(iii) To suggest possible ways of tracking the problem.
1.5 SIGNIFICANCE OF THE STUDY
The researcher assumes that identifying these bank failure products and as certain public awareness will go a long way in improving banking/bank failure in Nigeria secondly.
Respondents – the right people with require information, truthful, honesting.
Data current and reliable, method of investigation data collection, data analysis.
1.6 LIMITATION OF THE STUDY
This research work has been easy as a result of time factor. This is because time management constitute a manor constraint that under the debt coverage of the scope, also the researcher encounters financial problem in the course of collecting data for the research.
The introduction of Problem And Difficulties Being Face By Banks As A Result Of Bank Failure With Specific Reference To Banks should start with the relevant background information of the study, clearly define the specific problem that it addresses, outline the main object, discuss the scope and any limitation that may affect the outcome of your findings
Literature Review of Problem And Difficulties Being Face By Banks As A Result Of Bank Failure With Specific Reference To Banks should start with an overview of existing research, theoretical framework and identify any gaps in the existing literature and explain how it will address the gaps
Methodology of Problem And Difficulties Being Face By Banks As A Result Of Bank Failure With Specific Reference To Banks should describe the overall design of your project, detail the methods and tools used to collect data explain the techniques used to analyse the collected data and discuss any ethical issues related to your project
Results should include presentation of findings and interpretation of results
The discussion section of Problem And Difficulties Being Face By Banks As A Result Of Bank Failure With Specific Reference To Banks should Interpret the implications of your findings, address any limitations of your study and discuss the broader implications of your findings
The conclusion of Problem And Difficulties Being Face By Banks As A Result Of Bank Failure With Specific Reference To Banks should include summarize the main results and conclusions of your project, provide recommendations based on your findings and offer any concluding remarks on the project.
References should List all the sources cited in Problem And Difficulties Being Face By Banks As A Result Of Bank Failure With Specific Reference To Banks project by following the required citation style (e.g., APA, MLA, Chicago).
The appendices section should Include any additional materials that support your project (Problem And Difficulties Being Face By Banks As A Result Of Bank Failure With Specific Reference To Banks) but are too detailed for the main chapters such as raw data, detailed calculations etc.